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Ann Carrns
Posts
What to Do if Market Drops Took a Bite Out of Your College Savings
As the stock and bond markets have wobbled, 529 plans have taken a tumble. There’s no one-size-fits-all answer, but you have options.
What to Know as the Pause on Student Loans Is Set to Expire
There are signs that the pause on payments and interest on most federal student loans will be extended past the end of this month. But…
Why College Students May Need Renter’s Insurance
The insurance can help pay for property damaged in a fire or stolen. And replacing clothes, furniture and electronic gadgets adds up.
How to Lower Your Summer Electric Bill
Start with a seasonal tuneup of your air-conditioning system, experts say. Close shades or blinds during the day. And raise your thermostat — even by…
Average Car Payments Hit a Record High. Here’s What to Know.
The average monthly payment is now about $700. But shoppers have options, including looking for less expensive smaller vehicles.
What to Know About Rolling Over Retirement Accounts
A new report finds that I.R.A.s may charge seemingly modest higher fees than workplace retirement accounts. But over time, the difference can add up to…
Paying Down Credit Card Balances, Emergency Savings and Other Tips
Now is also a good time to put aside emergency savings, financial experts say.
Why Some States Are Expanding Tax-Free Periods
The “holidays” are aimed at helping consumers, but they’re also politically attractive. Tax experts say they provide only modest benefits.
Roth I.R.A.s for Kids: First, Earn That Money
But there are rules around opening one for a child. First: The child must have earned income.
Why Adjustable-Rate Mortgages Are Still Risky
The loans’ interest rates are initially low. But while some of their worst features are gone, their rates may still rise considerably over time.
